![]() Also, before signing the charge slip, check the amount printed on it. When you shop, make sure that the card is not out of your sight and you have collected your card at the end of the transaction. This way you can save on the amount you repay.Īvail credit cards from institutions that follow national & international standards for secure transactionsĭo not hand-over your credit card to people, whom you do not know. There is no grace period on cash advances from a credit card.Įxploring lower rate of interest options for payments: In case of unexpected expenses, it is better to talk to your credit card company and explore different options that you can take advantage of, such as availing low interest credit options. But avail this service only at the time of emergency because cash advances are levied with charges, which you start paying from the day you have taken the advance. Learn about cash advances: Credit Cards give you the freedom of taking cash advances. Cancelling such cards impact your credit score. Avoid closing cards that still have outstanding balance to be cleared or those that make a significant amount of your credit history. When you decide to close a Credit Card, make sure all payments have been made and there are no pending dues. Know how to cancel your Credit Card: Knowing how to cancel your card is as important as knowing how to use it. ![]() Insurance partners, associates and cobrand partner including but not limited to Card Various products and services of SBICPSL (through its agents or third parties) orĪny of the product (s) of its group companies, subsidiaries, affiliates, partners, Partners, associates or cobrand partners of third parties and (ii) sending me SMSĪlerts & calls for the purposes of operation of the card, marketing and offering of To the transactions) with any of the SBICPSL’s group companies subsidiaries, affiliates, (including KYC documents, information mentioned in the application form and relating Including NCPR/DNC Registration with TRAI given by me, (i) sharing of any of my information I hereby authorize, notwithstanding any earlier instructions I hereby confirm that the details as provided herein belong to me & are correct to SMS/e-mail on my Registered Mobile Number. I hereby give my consent to receive information from central KYC registry through My employer, financial institution, Credit Bureau or any third party engaged by SBICPSL. My Credit Card application and verify any information at my office / residence, with
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